Richard Carruth
Agent Market: Montgomery, TX
License # 843408
Richard Carruth brings over 30 years of experience in construction, engineering, and asset performance management, with a strong background in operational reliability and risk mitigation. He retired from ExxonMobil as a Manufacturing Advisor before founding two businesses: Carruth Insurance and Carruth Solutions, LLC.
Carruth Insurance provided tailored insurance solutions for high-net-worth individuals through financial advisors, applying industrial risk strategies to protect personal assets. Carruth Solutions, LLC helped industrial clients implement Asset Performance Management tools, turnaround planning, and instrumentation lifecycle applications to improve safety, efficiency, and profitability.
Richard’s consulting work involved assessing operational risks, analyzing data, and recommending cost-effective, strategic improvements. He has held a Texas General Lines Agent license in Property & Casualty, Life, Accident, Health, and HMO insurance, and completed the ExxonMobil Enterprise Leadership Program at UNC’s Kenan-Flagler Business School.
As a business advisor, Richard helps small business owners increase value by improving operations, financial performance, and market positioning. His client-focused approach includes business assessments, value enhancement strategies, and transaction preparation to maximize exit value.
Known for his attention to detail, work ethic, and relationship-building skills, Richard serves both buyers and sellers with transparency and fiduciary responsibility. He engages through local networking, earns trust with tailored solutions, and maintains strong client communication.
A native Texan, Richard lives in Montgomery, Texas with his wife of 34 years, Sheri. They enjoy time with their four children, four grandchildren, and pets Astro and Gracie. His hobbies include travel, sailing, and playing guitar.
Licensed Texas Real Estate Sales Agent: #843408
My Listings
Beauty/Personal Care
Turnkey Texas Nail Salon with $163K SDE
Location: Montgomery County, Texas
Asking Price: $650,000
Down Payment: $650,000
Sellers Discretionary Earnings: $118,710
Beauty/Personal Care, Medical Related Biz
Turnkey Infrared Sauna & Red-Light Therapy Franchise
Location: Montgomery County, Texas
Asking Price: $515,000
Down Payment: $515,000
Sellers Discretionary Earnings: -$103,634
Furniture Retail
Own a Furniture Retail Business – Invest Today!
Location: Harris County, Texas
Asking Price: $115,000
Down Payment: --
Sellers Discretionary Earnings: $63,102
Animals/Pets
Pet Grooming Business | $95k | $71k SDE, Motivated Seller, SBA
Location: Montgomery County, Texas
Asking Price: $95,000
Down Payment: $95,000
Sellers Discretionary Earnings: $70,851
Fitness
Houston Turnkey Fitness Gym: $182K Rev $60K Price
Location: Houston, Harris County, Texas
Asking Price: $60,000
Down Payment: $60,000
Sellers Discretionary Earnings: -$139,808
Well Established Sign and Graphic Franchise
Total Investment: $200,000 - $215,000
Cash Investment: $60,000
World's Leading Promotional Products and Advertising Franchise
Total Investment: $90,000-$100,000
Cash Investment: $90,000
World's Leading Business Brokerage Franchise
Total Investment: $85,000
Cash Investment: $85,000
Coworking Franchise Opportunity
Total Investment: $360,000-$3,600,000
Cash Investment: $250,000
Wellness Focused Membership Model Grooming Franchise
Total Investment: $318,000 - $499,000
Cash Investment: $150,000
Franchise Focused on the Restoration and Repair of Leather, Plastic and Vinyl
Total Investment: $100,595 - $120,595
Cash Investment: $15,000
National Recruiting Firm
Total Investment: $75,000 - $100,000
Cash Investment: $40,000
Growing Charcuterie Business
Total Investment: $200,000-$215,000
Cash Investment: $50,000
Bookkeeping Business Solutions Franchise
Total Investment: $33,842-$69,342
Cash Investment: $29,995
Authentic Mediterranean Grill Franchise Opportunity
Total Investment: $600,000 - $850,000
Cash Investment: $250,000
Established Quick Service Italian Restaurant Franchise
Total Investment: $322,043 - $452,807
Cash Investment: $150,000
Fastest Growing Business Coaching Franchise
Total Investment: $60,000
Cash Investment: $60,000
Membership Model Coworking Franchise
Total Investment: $390,000 - $1,200,000
Cash Investment: $200,000
B2B Coworking and Business Services Franchise
Total Investment: $850,848 - $1,795,965
Cash Investment: $300,000
Market-Leading Window Tint Franchise
Total Investment: $175,000 - $250,000
Cash Investment: $150,000
Ready For What Comes Next on Your Entrepreneurial Journey?

